Travel Insurance 101…

Are you heading out on a trip abroad and you’re debating on whether to get travel insurance or not? Well, I was in the same boat as you up until a couple of months ago. I tend to do quite a bit of research on products and services before buying. What can I say, I’m a bargain shopper! I’ve learned from the best (my mother).

After searching far and wide across the web, I couldn’t find a travel insurance company that would cover me for 3+ months. All of the companies that I contacted only offered insurance to cover me from when I left the USA, until I arrived back in the USA and even at that they were trying to charge me astronomical prices.

Due to it being such a hassle to find the “right” coverage that suited me best I decided to look into getting travel insurance just to cover my Contiki trip, a 23-day coach tour that I’m taking to multiple countries across Europe. You know, just so I’d be covered in case the trip was canceled for some reason, my flight from Dublin to London was delayed, my baggage was lost, etc. Well, again come to find out no company will cover you for a trip that starts in Europe and ends in Europe. The insurance companies need to know what date you’re leaving the US and what date you will be returning to the US. Basically, for those who are traveling to foreign countries, going on a round the world trip, or just going on an open ended ticket vacation with no set date of return are in big trouble! Or are they?

Finally…

After doing a little more digging, I found this great company called World Nomads. They offer the most simple and flexible travel insurance that I have ever seen and they offer it to over 150 countries! They offer insurance for the real travelers out there. Not only do they offer insurance coverage for any amount of time, date, single trips, open ended trips, and more. They also offer the flexibility to extend your insurance while you’re on the road! How much better can this get? You can also make a travel insurance claim ONLINE.

The best part about World Nomads Travel Insurance is that they are so affordable! I just bought 4 months of travel insurance coverage from (April 19th, 2008 until August 18th, 2008 — 4 Months Coverage) for exactly $180.00. Now, that’s an absolute steal!

You’re probably asking yourself… yeah but what exactly do they cover? Well, see for yourself!

Travel insurance: simple & flexible

You can buy, extend and claim online even after you’ve left home.
Recommended by Lonely Planet, World Nomads travel insurance is available to people from over 150 countries and is designed for adventurous travellers with cover for overseas medical, evacuation, baggage and activities such as skiing and snowboarding.

Click here to get your quote now!

Did you find this article to be helpful and/or interesting? If so, please feel free to leave a comment below or contact me!